Original Meet the Team

Fidelity Bank Mortgage Department

Rick V. Davis

Rick V. Davis

Director of Mortgage Services
NMLS #597852

Rick Davis has been in the business for 15+ years and is the Senior Vice President at Fidelity Bank. As an expert in the industry, Rick has been featured to speak all over the country including the world-renowned Harvard University’s Entrepreneur School.
 
He has been lucky enough to travel the world and explored over 60 countries, but has settled back in Des Moines because of the quality of life and the great value of the people that live here.
 
Based on his construction background, Rick loves watching new houses go from the starting phase of dirt all the way to becoming a home. Rick is an avid sports fan and has been lucky enough to see 3 Super Bowls, 3 final four NCAA basketball tournaments, and now 3 World Series thanks to his beloved Kansas City Royals. He still calls himself a Kansas City Chiefs fan and a Jayhawk, but as a Drake Alumnus, he bleeds Drake University blue.
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Jackie Siems

Jackie Siems

Vice President of Construction Lending
NMLS#1216136

Jackie Siems has been in the business for 15+ years and is the Vice President at Fidelity Bank. Jackie is in charge of all new construction loans.

She works directly with the customer and the builder to make the construction process as smooth as possible. We specialize in new construction custom homes! Jackie is very experienced in helping you with stay within your budget to build your dream home!

Jackie enjoys spending time with her husband, Dan, and her two sons Reed and Regen. She also enjoys being outside, exercising and is very active in her church community.
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Andy Kistenmacher

Andy Kistenmacher

Team Leader
NMLS #26774

Andy Kistenmacher is the Team Leader of the Rick Davis Team. With over 10 years of experience in the mortgage industry, he has found the perfect home here at Fidelity Bank.
 
He truly believes that with the experience of the Rick Davis Team combined with the loan opportunities here at Fidelity Bank, all of your financing needs will be handled. Whether you are looking to refinance your existing loan, purchase a new home, or build a home the Rick Davis Team is here to help make the process an enjoyable experience from start to finish.
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Emily Trampel

Chad Harris

Sr. Loan Officer
NMLS # 38421
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Spencer C. Davis

Spencer C. Davis

Lending Consultant and Principal Consultant of the Spencer Davis Group
NMLS # 1620305

Being the son of Rick Davis, Spencer has been around the business for as long as he remembers. After graduating from Avila University in Kansas City with a Finance degree, Spencer went into an Account Executive role with the software giant Cerner Corporation in Kansas City where he was the "Top Gun" for back-to-back years. Deciding to get back to using his degree, Spencer rejoined Fidelity Bank and "the family business" to cover both the Des Moines and Kansas City markets.

Spencer prides himself on his consultative approach and thinking outside of the box to find the loan that fits your unique needs and wants.

"There‘s nothing like earning someone’s trust because you went the extra mile in finding them the perfect loan for them, instead of doing it the easy way like most would!"
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Lucas Krpan

Lucas Krpan

Senior Loan Officer
NMLS: 46773

I have over 12 years of mortgage experience and would be happy to assist you with your lending needs. Here at Fidelity, we have a quick and streamlined approval process to help make the experience as seamless as possible for our customers.
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Zack Klatt

Zack Klatt

Senior Loan Officer
NMLS: 41784

Zack has been involved in the real estate industry full-time since graduating from Buena Vista University in 2003 (even though he is a die-hard Hawkeye fan). At this time, he began his full-time employment with Title Services in Waterloo, where he had been working during the summers. While working at Title Services, Zack performed many different tasks such as title searching, abstracting, REO title clearing, and residential mortgage closings.

In 2006, Zack moved to the Des Moines area to open a branch of Title Services, where he performed many of the same tasks. In 2007, Zack wanted to broaden his real estate knowledge and get involved in the mortgage business. Zack was hired on by GMAC Mortgage in Urbandale as a Mortgage Loan Officer in June of 2007. He was one of only a few individuals with no prior mortgage experience to be hired as a loan officer by GMAC Mortgage in 2007.

In 2008, when the residential side of GMAC Mortgage closed their doors, Zack was hired here at Fidelity Bank. Since then, Zack has helped numerous people in both refinancing their current homes and purchasing new homes. Because Zack has a background in many aspects of the real estate industry, he will be able to guide you in other areas of the refinance or purchase process.

Please don’t hesitate to contact Zack for a free consultation, if you have any questions in regards to the industry, or if you are looking to refinance your current home or purchase a new one!! He looks forward to hearing from you!!
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Ed Allen

Senior Loan Officer
NMLS: 41784
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Monty Kinseth

Monty Kinseth

Senior Loan Officer
NMLS: 546417
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Benjamin Poole

Benjamin Poole

Senior Loan Officer
NMLS: 40680

When you turn to the Rick Davis Team, you're guaranteed to find a trusted professional who will take the time to understand your situation and educate you on the options that best fit your needs.

We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.

We understand that you have many mortgage consultant options and are prepared to earn your long-term trust.

Contact us today to see how we can help you renew, refresh or remodel.
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Jason Parnell

Jason Parnell

Senior Loan Officer
NMLS: 396183

My name is Jason Parnell and I am a Mortgage Loan Officer with over 9 years of experience in the banking industry. Let me put my expertise to work for you! Whether you are a first-time homebuyer, a move-up buyer, or an existing homeowner, I can provide the products and programs that can fit your individual mortgage loan scenario. Feel free to contact me using the information below to see how I can help you with your home financing needs!
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Claudia Morales

Senior Loan Officer
NMLS: 265478

Se habla español!
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Nick Lang

Senior Loan Officer
NMLS: 508602

When you are purchasing a new home or refinancing your current one, you need a mortgage professional that knows what they are doing and can deliver on time for you and your family! I am dedicated to providing you with superior service and working with you every step of the way from application to closing. At Fidelity Bank, we have a streamlined approval process to help make the experience as easy as possible for our customers.
 
I have been in the industry for 7 years and I always take the time to figure out your goals and make recommendations based on those goals so that you can choose the financing option that fits best for you! Whether it’s Conventional, FHA, VA, USDA or Construction to perm loans, I am here to help you understand all of your options and meet your home-buying or refinancing needs!
 
I have lived in the Des Moines area for over 20 years and now live in Norwalk. Outside of work, I love spending time with my family and friends, playing golf, biking, and watching almost any sports!
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Dustin McAlister

National Sales Director - Internet Mortgage Division
NMLS: 508602
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