Proudly Serving Iowa and the Continental United States
Versatile FHA Loans and Jumbo Mortgages
Federal Housing Administration (FHA) Loan
The Federal Housing Administration Loan (FHA) assists borrowers who may need a low down payment and flexible mortgage guidelines. The FHA loan is a great product that helps many people refinance or become homeowners for the first time.
Required 3.5% down payment - this can come in the form of a gift
Under the FHA program, current FHA loan borrowers can refinance with no appraisal
Seller can contribute up to 6% of the borrower’s closing costs
Jumbo mortgages are large loans that span from above $417,000 up to $5 million. Fidelity Bank has the ability to help our clients secure these specialty loans. We will work closely with you to determine if a jumbo loan is the best choice for you.